A "Notice Of Correction" is simply a statement added to an entry on your credit report that explains the circumstances about that entry. They can be helpful if you believe circumstances need to be taken into account when looking at an entry on your report that has had negative impact.

Anybody is entitled to add a correction notice to their own credit report. You may want to add a notice of correction to your report, if for example;

Credit reference agencies are companies that compile the information on your credit history. There are 3 main credit agencies in the UK, they are : Experian, Equifax and Call Credit. All lenders will use a credit referencing agency to access your credit report when you make an application for credit. Your actual credit score and the information held on you by the three agencies may differ slightly.

Credit agencies compile their data on you, from the various companies with which you have held financial agreements both past and present.

This article explains your credit score. This website is about how banks and other lenders assess your "Credit Worthiness" (For want of a better phrase). The information put on our website can help boost your ability to get better credit. Using credit is something we all have to deal with in today's society. Mortgages, credit cards, mobile phone contracts: 21st century life demands we embrace credit.