CIFAS are the UK's fraud prevention service. CIFAS stands for the "Credit Industry Fraud Avoidance Scheme". CIFAS's aim is to detect and prevent fraud, and to protect innocent people from falling victim to identity theft crimes.

CIFAS Warning On Your Credit Report

CIFAS warnings are placed on your credit report when there has been some sort of breach of your details. For example you could have had a passport or other important document recently stolen or gone missing.

If a CIFAS warning appears on your credit report it means that lenders will take extra care when you apply for credit. This is to ensure that the application is one made by you, and not a fraudster trying to take out credit in your name.

A CIFAS warning on your credit report cannot affect your credit score. However it can considerably slow down applications as lender take extra precautions to ensure the authenticity of the application.

What Should You Do If You Think CIFAS INformation Is Incorrect?

You should contact the organisation who registered the information with CIFAS. Their details should appear on your credit report.